Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Gurusmart Technology LLC, a limited liability company, and its affiliated research division, the GurusmartTech Research Lab (collectively, "Company," "we," "us," or "our"), governing your access to and use of the OSINT.GurusmartTech platform, including all associated tools, APIs, content, and services (collectively, the "Services").

By clicking "I Agree," creating an account, accessing, or otherwise using the Services, you: (a) acknowledge that you have read, understood, and agree to be bound by these Terms; (b) represent that you have the legal capacity to enter into this agreement; and (c) consent to our Privacy Policy, which is incorporated herein by reference.

These Terms supersede all prior agreements, representations, and understandings between you and the Company regarding the Services.

The Services are intended exclusively for individuals who are at least 18 years of age. By using the Services, you represent and warrant that:

• You are at least 18 years old;
• You have full legal capacity and authority to agree to these Terms;
• You are not a resident of, or accessing the Services from, any jurisdiction where such use would be prohibited under applicable law;
• Your use does not violate any applicable export control laws, including those administered by the U.S. Department of Commerce;
• You are not listed on any U.S. government restricted party list, including the OFAC Specially Designated Nationals list.

The Company reserves the right to verify eligibility and to deny, suspend, or terminate access at its sole discretion.

OSINT.GurusmartTech provides AI-powered cybersecurity awareness and educational tools, including but not limited to: phishing and smishing analysis, email breach checking, password strength assessment, URL and link scanning, social engineering education, and interactive security quizzes (collectively, the "Tools"). These Tools are offered for educational, awareness, and informational purposes only.

The Services are provided on a tiered subscription model (Free, Basic, Pro, Enterprise) as further described in the applicable pricing documentation. Features and access levels may vary by subscription tier. The Company reserves the right to modify, suspend, or discontinue any feature or tier at any time with or without notice.

The Services do not constitute professional cybersecurity consulting, legal advice, penetration testing services, or any form of regulated financial, legal, or security advisory service. Nothing in the Services creates a professional services engagement of any kind.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES;
• LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES;
• SECURITY BREACHES, DATA LOSS, OR UNAUTHORIZED ACCESS RESULTING FROM RELIANCE ON THE SERVICES;
• COSTS OF SUBSTITUTE GOODS OR SERVICES;
• PERSONAL INJURY OR PROPERTY DAMAGE ARISING FROM YOUR USE OF THE SERVICES;

WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN JURISDICTIONS WHERE LIABILITY CANNOT BE ENTIRELY EXCLUDED, THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

Some jurisdictions do not allow limitations on certain types of damages or liability. In such jurisdictions, the limitations above shall apply to the fullest extent permitted by law. Users in the European Union retain their rights under applicable consumer protection law, including any mandatory statutory rights that cannot be waived.

You agree to defend, indemnify, and hold harmless the Company and its officers, directors, employees, agents, contractors, partners, licensors, and successors from and against any and all claims, actions, demands, liabilities, losses, damages, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your access to or use of the Services;
• Your breach or alleged breach of these Terms;
• Your violation of any applicable law, regulation, or third-party right, including intellectual property or privacy rights;
• Any content you submit to or through the Services;
• Your misrepresentation of analysis results to any third party;
• Any fraudulent, negligent, or willful misconduct by you.

The Company reserves the right, at its own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate fully with the Company in asserting any available defenses.

Your use of the Services is subject to the following restrictions. You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation;
• Attempt to gain unauthorized access to the Services, related systems, or networks, including by circumventing authentication or security mechanisms, in violation of the Computer Fraud and Abuse Act (CFAA), 18 U.S.C. § 1030, or equivalent laws in your jurisdiction;
• Use the Services to facilitate actual phishing, smishing, social engineering, or any cyberattack against any individual, organization, or system;
• Distribute, sell, resell, or sublicense access to the Services without explicit written authorization;
• Use automated bots, scrapers, crawlers, or similar technologies to access or extract content from the Services beyond permitted API usage;
• Introduce malware, viruses, ransomware, trojan horses, or any other malicious or harmful code;
• Engage in denial-of-service attacks or any activity that disrupts or degrades the performance of the Services;
• Harvest or collect personally identifiable information from other users or third parties through the Services;
• Misrepresent AI-generated analysis results as professional security audits, legal opinions, or certified assessments;
• Submit content that is defamatory, obscene, harassing, threatening, or violates the rights of any third party;
• Circumvent subscription or payment mechanisms to obtain unauthorized access to paid features;
• Violate any applicable export control laws, including the U.S. Export Administration Regulations (EAR) or International Traffic in Arms Regulations (ITAR).

The Company reserves the right to investigate and take appropriate legal action against anyone who violates this Acceptable Use Policy, including referral to law enforcement and seeking injunctive relief without bond.

All content, software, technology, designs, trademarks, service marks, trade names, logos, and other intellectual property appearing on or made available through the Services ("Company IP") are the exclusive property of Gurusmart Technology LLC or its licensors and are protected under applicable intellectual property laws, including the U.S. Copyright Act (17 U.S.C. § 101 et seq.), the Lanham Act (15 U.S.C. § 1051 et seq.), and applicable international IP treaties including the Berne Convention and TRIPS Agreement.

Subject to these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your personal or internal business use in accordance with these Terms.

You agree not to:

• Copy, reproduce, modify, distribute, or create derivative works of any Company IP without express written consent;
• Remove, alter, or obscure any copyright, trademark, or proprietary notices;
• Reverse engineer, decompile, or disassemble any portion of the Services;
• Use the Company's name, logos, or trademarks in any manner that implies endorsement without written permission.

Any feedback, suggestions, or ideas you submit regarding the Services may be used by the Company freely without compensation or attribution to you, and you hereby assign all rights therein to the Company.

Paid subscription tiers are offered on a monthly recurring basis. By subscribing, you authorize the Company (or its authorized payment processors, including Stripe, Flutterwave, or PayPal) to charge your designated payment method for the applicable subscription fee at the beginning of each billing cycle.

• Automatic Renewal: Subscriptions renew automatically unless canceled at least 24 hours before the renewal date.
• No Refunds: All subscription fees are non-refundable except where required by applicable law. Partial billing periods will not be refunded upon cancellation.
• Price Changes: The Company reserves the right to modify pricing at any time. Price changes will be communicated with at least 30 days' advance notice to active subscribers.
• Failed Payments: If payment fails, access to paid features may be suspended until payment is resolved.
• Taxes: Subscription prices may be exclusive of applicable taxes, duties, levies, or charges required by your jurisdiction, which remain your sole responsibility.
• Regional Pricing: Prices are displayed in local currencies (USD, GBP, CAD, NGN) based on geo-detection. Currency conversions use live exchange rates and are subject to fluctuation.

Consumer protection laws in certain jurisdictions (including the EU Consumer Rights Directive) may provide cooling-off rights. Where such rights apply by mandatory law, they are not excluded by these Terms.

The analytical outputs generated by the Services are produced by artificial intelligence models and are subject to the following acknowledgments and limitations:

• AI analysis results are probabilistic and heuristic in nature. They are not definitive determinations of security, safety, or threat status;
• Results may contain false positives (flagging safe content as threatening) or false negatives (failing to detect actual threats);
• Results should not be used as the sole basis for security decisions, legal proceedings, or any action with material consequences;
• The Company is not liable for any harm resulting from reliance on AI-generated results;
• AI models used in the Services may be updated, changed, or deprecated at any time without notice.

You acknowledge that the responsible use of AI-generated content requires independent human judgment, professional verification, and contextual evaluation before acting on any result.

Enterprise-tier subscribers and users granted API access ("API Users") are subject to the following additional terms governing programmatic use of the Services:

• API Key Security: API keys are confidential credentials. You are solely responsible for safeguarding your API keys, rotating them periodically, and preventing unauthorized use. API keys must not be embedded in client-side code, shared publicly, or committed to version control systems;
• Rate Limits: API access is subject to rate limits as determined by your subscription tier. The Company reserves the right to throttle, suspend, or revoke API access for Users who exceed documented rate limits or engage in abusive request patterns;
• Acceptable API Use: API access shall be used solely for lawful purposes consistent with the Acceptable Use Policy (Section 7). Automated bulk scanning, competitive benchmarking, data harvesting, or re-selling API outputs is strictly prohibited without prior written authorization;
• Uptime & Availability: The Company does not guarantee any specific uptime SLA for API endpoints. APIs are provided on an "as available" basis subject to scheduled and unscheduled maintenance;
• Versioning & Deprecation: The Company may modify, deprecate, or discontinue API endpoints with reasonable notice. Breaking changes to stable endpoints will be communicated at least 30 days in advance where practicable;
• Usage Logging: All API requests are logged for security, billing, and abuse-prevention purposes. Logged data includes request metadata (timestamp, endpoint, status code, response time) and the associated API key identifier. Request payloads are processed ephemerally and not retained after analysis;
• Revocation: The Company reserves the right to revoke any API key immediately and without notice upon detection of abuse, security incidents, or violation of these Terms.

API Users acknowledge that API-generated outputs are subject to the same disclaimers and limitations as browser-based analysis results (see Section 10).

Subscribers with access to the Scheduled Scans feature may configure recurring automated security assessments. Use of this feature is subject to the following terms:

• Scope of Authorization: You represent and warrant that you have lawful authority to scan the targets (email addresses, domains, URLs) you configure for scheduled monitoring. Scanning targets you do not own or have authorization to assess may constitute unauthorized computer access under applicable law;
• Frequency Limits: Scan frequency is subject to the limits of your subscription tier. The Company reserves the right to adjust minimum intervals to prevent excessive load or third-party rate-limit violations;
• Result Storage: Scheduled scan results are stored in your account's scan history to support historical trend analysis and reporting. Results are retained in accordance with our Privacy Policy (Section 10: Data Retention);
• No Guarantee of Completeness: Scheduled scans rely on the availability of third-party data sources. The Company does not warrant that scheduled scans will detect all threats, breaches, or vulnerabilities affecting the specified targets;
• Deactivation: The Company may deactivate scheduled scans upon subscription downgrade, expiration, or termination of your account.

Where the Company processes personal data on behalf of Enterprise or Team subscribers, the following terms apply in addition to our Privacy Policy:

• Processing Scope: The Company processes personal data (email addresses, scan inputs, analysis results) solely for the purpose of providing the Services and as instructed by the data controller (the subscribing organization);
• Sub-Processors: The Company engages vetted sub-processors (as enumerated in the Privacy Policy, Section 8) to deliver the Services. The Company will notify Enterprise subscribers of material changes to sub-processors with at least 14 days' advance notice;
• Data Processing Addendum: Enterprise subscribers requiring a formal Data Processing Agreement (DPA) compliant with GDPR Article 28, UK GDPR, or equivalent frameworks may request one by contacting info@gurusmart.ai;
• Audit Rights: Upon reasonable written request and subject to appropriate confidentiality obligations, the Company will make available information necessary to demonstrate compliance with data processing obligations;
• Data Deletion on Termination: Upon termination of an Enterprise subscription, the Company will delete or return all personal data processed on behalf of the subscriber within 30 days, unless retention is required by law.

The Services may integrate with, link to, or rely upon third-party services, data providers, APIs, or external websites (including but not limited to Have I Been Pwned, AbuseIPDB, Spamhaus, ip-api.com, payment processors, and AI infrastructure providers). The Company does not endorse, control, or assume any responsibility for the content, practices, availability, or privacy policies of such third parties.

Your interactions with third-party services are governed by those parties' own terms and policies. The Company shall not be liable for any loss or damage incurred as a result of your dealings with any third party accessed through or in connection with the Services.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles.

Subject to the arbitration provisions below, the exclusive jurisdiction for any dispute not subject to arbitration shall be the state and federal courts located in Delaware. You irrevocably consent to personal jurisdiction and venue in such courts and waive any objection based on improper venue or forum non conveniens.

Users accessing the Services from outside the United States acknowledge that: (a) they are responsible for compliance with local laws; (b) the Services are operated from the United States; and (c) applicable data protection laws (including GDPR, UK GDPR, PIPEDA, Nigeria NDPR, and South Africa POPIA) are addressed in the Privacy Policy.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION LAWSUIT, CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE OR CONSOLIDATED PROCEEDING against the Company.

All claims must be brought on an individual basis only. If any court or arbitrator determines that this class action waiver is unenforceable for any reason, then the parties agree that the dispute shall proceed only in a court of competent jurisdiction and not in arbitration.

This provision does not apply to users in the European Union, where applicable consumer protection laws may override this waiver.

The Company respects intellectual property rights and complies with the Digital Millennium Copyright Act (17 U.S.C. § 512). If you believe that any content on the Services infringes your copyright, please submit a written notice to our designated DMCA Agent containing:

• Your physical or electronic signature (or that of the authorized representative);
• Identification of the copyrighted work claimed to be infringed;
• Identification of the allegedly infringing material and its location;
• Your contact information (address, phone, email);
• A statement of good faith belief that the use is unauthorized;
• A statement under penalty of perjury that the information is accurate and you are authorized to act on behalf of the copyright owner.

DMCA notices must be sent to: info@gurusmart.ai. Misrepresentation in a DMCA notice may result in liability for damages under 17 U.S.C. § 512(f).

The Company reserves the right, in its sole discretion, to suspend, restrict, or terminate your access to the Services — with or without notice — for any reason, including violation of these Terms, suspected fraudulent activity, illegal conduct, or any other conduct the Company deems harmful.

You may terminate your account at any time by contacting us. Upon termination: (a) your license to use the Services ends immediately; (b) you remain responsible for any outstanding payment obligations; and (c) provisions of these Terms that by their nature should survive termination (including Sections 4, 5, 6, 8, 16, and 17) shall survive.

Neither party shall be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including but not limited to: acts of God, natural disasters, epidemics, pandemics, war, terrorism, riots, embargoes, acts of civil or military authority, fire, floods, earthquakes, nuclear accidents, strikes, labor disputes, internet or telecommunications infrastructure failures, denial-of-service attacks, power outages, or government orders (each, a "Force Majeure Event").

In the event of a Force Majeure Event, the affected party shall promptly notify the other party and shall use commercially reasonable efforts to mitigate the impact. If a Force Majeure Event persists for more than sixty (60) consecutive days, either party may terminate the affected Services upon written notice.

You may not assign, transfer, delegate, or sublicense any of your rights or obligations under these Terms without the prior written consent of the Company. Any purported assignment in violation of this Section shall be null and void.

The Company may freely assign or transfer these Terms, and all rights and obligations hereunder, in connection with a merger, acquisition, corporate reorganization, sale of substantially all assets, or by operation of law, without notice to or consent from you.

By creating an account or using the Services, you consent to receive electronic communications from the Company, including but not limited to: account verification emails, transactional receipts, security alerts, service announcements, and legal notices.

You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing, to the fullest extent permitted by applicable law, including the U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.) and the Uniform Electronic Transactions Act (UETA).

Formal legal notices to the Company must be sent in writing to info@gurusmart.ai and shall be deemed received upon confirmation of delivery.

The Company reserves the right to amend these Terms at any time. Material changes will be communicated via email to registered users and/or by prominent notice on the platform. Your continued use of the Services following the effective date of any amendments constitutes your binding acceptance of the revised Terms.

If you do not agree to the revised Terms, your sole remedy is to discontinue use of the Services and cancel any active subscription.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

These Terms, together with the Privacy Policy and any additional agreements referenced herein, constitute the entire agreement between you and the Company regarding the Services and supersede all prior negotiations, representations, warranties, and understandings.

The Company's failure to enforce any right or provision in these Terms shall not constitute a waiver of that right or provision.

For questions, legal notices, or concerns regarding these Terms of Service, please contact:

Legal notices must be submitted in writing to the email addresses above and will be acknowledged within five (5) business days.